Modern Aspects of Identification and Financial Rehabilitation of Problem Banks in Ensuring the Stability of the Russian Banking System

Relevance. The banking system is one of the key segments of the national economy. Deep international integration of the financial system facilitates the interpenetration of external and internal banking risks. The revision of prudential norms at the global level had a direct impact on the development of the banking supervision system in Russia, aimed at the reorganization of the banking sector. In modern conditions, the relevance of the study of financial stability in Russian banks and the selection of parameters for its achievement, including the reasons for its decrease, as well as the need for scientific justification of the choice of specific methods and tools for financial recovery of the banking system by the Bank of Russia, is increasing.
Purpose – to find ways to increase the financial stability of Russian banks as a result of the reorganization of the national banking system.
Objectives: to consider the peculiarities of banking supervision in the conditions of financial recovery of the Russian banking system; highlight tools for identifying problem banks and methods of their reorganization; form directions of financial recovery.
Methodology. The methodological and theoretical basis of the study was the works of domestic and foreign scientists, regulatory legal and instructional materials of the Bank of Russia, the Basel Committee on Banking Supervision, and the Association of Russian Banks. System method, logical, comparative, analytical, data synthesis, structural-dynamic and coefficient analysis, method of rating estimates were applied during the study.
Results. The selection of methods of financial recovery in the national banking system was carried out. The results allow us to develop measures within the framework of the financial recovery program, taking into account its effectiveness on a scale, both for a particular bank and for the banking sector as a whole.
Conslusions. Modern banking conditions contribute to increasing bank risks and reducing the financial stability of commercial banks. Banking supervision is carried out in the direction of identifying troubled banks and developing measures for their financial recovery. The search for a universal mechanism for the reorganization of the banking sector is an important task for its further development in Russia.

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