Assessment of the Sustainability of a Commercial Bank and Ways to Increase it

Relevance. Financial condition plays a key role in the functioning of a banking institution. It reflects the organization's ability to finance its ongoing operations and maintain solvency. In this connection, the assessment of the financial stability of the organization and the search for ways to strengthen it are the most important task of any commercial bank.
The purpose of the presented study is to study the financial stability of a commercial bank, factors that have a direct impact on the stability of the finances of a banking institution, as well as to develop ways to improve the financial position.
Objectives: to consider the concept of financial stability of the bank and its components; determine the factors influencing the formation of financial stability; study approaches to bank analysis; develop measures to improve financial stability.
Methodology. In the course of the research, such general scientific methods as analysis and synthesis, classification, grouping were used, complex, methodological and systemic approaches to research were applied.
Results. The concept of financial stability is highlighted and its indicators are considered, preliminary divided into four main groups, the problems of financial stability were identified, and the importance of solving the core problem, which to a greater extent affects the functioning of a commercial bank, is substantiated. The analysis of the studied literature contributed to the identification of the main factors that have a direct impact on the stability of the bank's finances. In the course of the work, approaches to assessing financial stability were identified, classified in accordance with various criteria. Much attention is paid to the type of financial stability of the organization and the search for ways to improve it, which is also reflected in this article.
Conclusions. Subsequently, we compiled a matrix of actions to improve the financial stability of a commercial bank, which is most relevant at the present time. In conclusion, the investigated data are summarized and the corresponding conclusions are drawn regarding the stability of banks operating in the territory of the Russian Federation.

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