The relevance of the study is determined by the need to find effective tools to overcome the negative effects of a pandemic coronavirus infection at the urban level.
The purpose of the study is to explore the potential of smart city management to overcome the constraints caused by the coronavirus pandemic, and to identify areas for its use to accelerate post-coronavirus recovery.
The objectives of the study are to analyse the constraints on society caused by the coronavirus pandemic; to systematise the benefits of smart city management; and to identify directions for harnessing the potential of smart city management to accelerate post pandemic recovery.
Methodology. The research is based on the method of theoretical analysis, systematization of data, methods and techniques of economic analysis to investigate the dynamics of indicators, graphical method to present the results of the analysis, and logical method to formulate the author's recommendations.
Results. The authors have systematised the restrictions on the life activity of society, which emerged in the period of the pandemic. It was substantiated that during a pandemic, the advantages of digital technologies and "smart" governance enable the implementation of governance models which can flexibly adapt to changing conditions. The analysis of basic conditions for the implementation of the model of "smart" city management has been carried out. Identified areas for harnessing the potential of smart city governance to accelerate post-pandemic recovery.
Conclusions. Conclusion. Comparison of the limitations of city life during the pandemic with the possibilities of "smart" city management based on the creation of the system of digital monitoring of the epidemiological situation, "smart" health care, development of urban digital cultural and leisure environment, the use of the principles of "smart" waste management will allow in a short time to overcome the negative covid footprint for the economic system of the city.

Relevance. Close attention is paid to the issues of long-term development of economic entities. Obtaining results in a strategic perspective depends on the correctly chosen vector of the organization's movement in an unstable external environment, risk and uncertainty. In this regard, the problem of forming the vector of the organization's strategic development under conditions of risk and uncertainty requires its solution from a scientific and practical point of view, which confirms the relevance of conducting research on this topic.
The purpose of the study is to substantiate the relevance of the stated topic and develop scientific and practical recommendations for the formation of the vector of strategic development of a particular organization (on the example of the organization of the tourism industry) under conditions of risk and uncertainty.
Objectives: The tasks are defined by the subject of the study and involve substantiation of the relevance of forming the vector of strategic development of the organization under risk and uncertainty, conducting a strategic analysis of the industry and the external environment of the organization, identifying and assessing the risks of developing an economic entity, identifying and choosing strategic alternatives for the development of the organization in the context of forming the vector of strategic development of the organization in conditions of risk and uncertainty.
Methodology. The research methodology involves the use of methods of empirical, statistical and comparative analysis, as well as methods of multi-criteria choice, game theory.
Results: the relevance of the formation of the vector of strategic development of the organization under the conditions of risk and uncertainty is substantiated; a strategic analysis of the industry and the external environment of the organization was carried out; the risks of development of an economic entity were identified and assessed; a strategic alternative for the development of the organization was identified and selected in the context of the formation of the vector of strategic development of the organization under risk and uncertainty.
Conclusions. The study substantiates the relevance of forming the vector of strategic development of a particular organization (on the example of the organization of the tourism industry) under conditions of risk and uncertainty, developed specific scientific and practical recommendations.

Relevance. The trajectory of the organization's development in modern conditions requires managers to take an updated approach to personnel management, namely, from the perspective of human resource management.
The purpose of the study is to study and analyse the implementation of personnel policy on the example of the production enterprise LLC "Hydrophob", to determine the directions of its improvement.
Objectives: study of the theoretical foundations of the formation of personnel policy in the organization; evaluation of the activities of the production enterprise LLC "Hydrophob" in terms of its human resources potential; development of measures to improve the personnel policy of LLC "Hydrophob".
Methodology. To solve the tasks set in the course of the study, the dialectical method of cognition of the phenomena of objective reality was used, as well as methods of analysis, synthesis, systematization of information, content analysis of data, graphical method.
Results: the interrelation of the concepts of "personnel policy", "labor resources" and "labor potential" of the organization is revealed; the analysis of the effectiveness of personnel policy was carried out on the example of the production enterprise LLC "Hydrophob", which allowed to identify bottlenecks that need to be eliminated; recommendations for improving the personnel policy of the analysed organization are proposed.
Conclusions. The results of the quantitative analysis of the workforce of the production enterprise LLC "Hydrophob" demonstrate a trend of growth in staffing for all groups of employees in 2022 compared to 2021, a high proportion of workers in the overall structure of the workforce. The results of a qualitative analysis of the labor resources of the analyzed enterprise allow us to conclude that there is a low proportion of young professionals in the organization; that employees have the necessary level of qualification (education); most employees have a long work experience (15-20 years) in the organization. Based on the obtained analytical results, possible directions for improving the personnel policy of the production enterprise LLC "Hydrophob" are proposed by creating a personnel reserve using internal and external sources.

Relevance. The system of functioning of housing and communal services requires fundamental changes. Today, there is an obvious need for an integrated approach to the reform of housing and communal services and resource conservation using foreign experience.
The purpose is to consider the practice of implementing the resource-saving policy in the housing and communal services of the Kursk region, the problems and ways to improve it.
Objectives: to investigate the target indicators for the implementation of programs and subprograms in the housing and communal services sector at the level of the Kursk region; to study the nature of the appeal of citizens of the Kursk region on the problems of housing and communal services and resource conservation; show the real level of equipment with individual automated metering devices for housing and communal services in the Kursk region as of January 1, 2023; identify the problems and ways to improve the policy in the field of resource conservation of housing and communal services.
Methodology: collection, systematization and analysis of sources on the research problem; statistical data presented in the public domain of the official websites of the administration of the Kursk region, GIS housing and communal services.
Results. The targets for the implementation of programs and subprograms in the housing and communal services sector at the level of the Kursk region were studied, which showed a high level and timeliness of the implementation of the stated target indicators. The nature of the appeal of citizens of the Kursk region on the problems of housing and communal services and resource conservation showed that residents are aware of the high level of wear and tear of electricity and heating systems, understand the difficulties with cold and hot water supply, while reminding the regional authorities of their appeals the need to modernize the infrastructure of housing and communal services.
Conclusions. It is impossible to solve the problems of resource conservation only by administrative mechanisms, it is necessary to use economic levers, including stimulation and support of resource-saving measures. It is also necessary to stimulate the end user of resources in the housing and utilities sector, since for the layman the mechanisms of economic benefit will be much more tangible than administrative punishment.

Relevance. In modern conditions, there is a significant transformation of the business sector. Technological development becomes the driving force of economic growth and the object of the country's strategic development, since technological enterprises form the basis of technological development.
Currently, there are several types of entrepreneurial structures that take place in the modern economy: technological entrepreneurship; entrepreneurship of digital technologies; digital business. In modern conditions, scientific and technological progress is accelerating at a double rate, as the information space is expanding both inside and outside the country.
The development of technological entrepreneurship requires a developed innovation ecosystem that creates favorable conditions for the creation of advanced technologies and technological solutions. Modern entrepreneurship is developing in various directions, based on advanced technologies and digital transformation. Despite the rapid technological growth of Russian companies, there are a number of problems hindering further development. However, in the current conditions of sanctions pressure and a complex geopolitical situation, the technology sphere on the Russian territory is waiting for big changes in terms of infrastructure and institutional issues, which determines the relevance of the scientific research presented in this paper.
The purpose of the study is to substantiate the role of public administration in innovation and technological development.
Objectives: to consider the mechanism of state regulation and state support for technological entrepreneurship and to analyze the current state of innovation and technological development.
Methodology. The study is based on a review of the works of domestic economists, the study of the regulatory framework on the research topic and the analysis of statistical data.
Results. In the course of the work, the current state of the technological development of the Russian Federation was analyzed, the key indicators of innovative and technological development were analyzed, the main problems and features of technological entrepreneurship at the present stage were characterized, the legal framework for technological development, which forms the structure and principles of the functioning of the technology market, was considered.
Conclusions. Based on the results of the study, it can be concluded that in the near future the state is waiting for the development of the domestic technology market, which contributes to technological development.

Relevance. To develop and implement effective measures for the development of regional digital ecosystems, it is necessary not only to understand their qualitative content, but also to accurately quantify it, which makes it possible to determine the level of development of the digital ecosystem of the regional economy (DEER).
The purpose is development and testing of a methodological approach to assessing the formation of an effective digital ecosystem of the regional economy (on the example of the regions of the Central Federal District).
Objective: identification of key shortcomings of existing methodological approaches to assessing various aspects of digitalization; formulation of requirements for the methodological approach to assessing the formation of an effective DEER; development of an algorithm for assessing the formation of an effective DEER; formation of a system of indicators characterizing the base of interaction, the environment of interaction, the effects of digitalization; approbation of the developed methodological approach on the example of the regions of the Central Federal District.
Methodology. The methodological basis of the study was: the method of statistical processing of information; graphical method of statistical data visualization; methods of statistical analysis and synthesis.
Results. The key shortcomings of the existing methodological approaches to assessing various aspects of digitalization are identified. The requirements for the methodological approach to assessing the formation of an effective DEER are formulated. An algorithm for evaluating the formation of an effective DEER has been developed. Based on the data provided by the Federal State Statistics Service, a system of indicators was formed that characterizes the base of interaction, the interaction environment, and the effects of digitalization. The developed methodological approach was tested on the example of the regions of the Central Federal District.
Conclusions. The developed methodological approach to assessing the formation of an effective DEER makes it possible to reliably assess not only the level of its development, but also the factors that stimulate and hinder the effective functioning of the digital ecosystem of the region's economy. The results of the author's methodology can be applied in the practical activities of regional government bodies when making managerial decisions and developing plans and programs for the development of regional digital economic ecosystems and improving the efficiency of their functioning.

Relevance. The world trends in the modern forest resources use result into disasters i.e. the death and deterioration of forest resources, the degeneration of natural forests, carbon dioxide increase in the atmosphere, a decrease in timber reserves, etc. So, rational use of forest resources are vital, especially in poorly forested regions, for these forests do not have great raw material resources, they are protective, and, require a special approach in their use.
The purpose is to study and to analyze the use of forest resources on the base of the example of the Central Chernozem region (CDR) as a small-bodied one.
The objectives is to form the ideas and to determine the priority areas for the use of forest resources in poorly forested regions.
Methodology. The official statistics reference books of the Federal State Statistics Service of the Russian Federation were used during the research process as well as Web resources materials (official sites), mass media information.
Results. The rational use of forest resources in poorly forested regions are based upon the next functions ‒ preserving their environment-forming, water-protective, health protective functions So, the use of these resources are to be analyzed to determine the future criteria and rational use methods.
Conclusions. The forests of poorly forested regions are different in a number of features: they are protective, they do not have exploitation functions, and they are extremely important, so their rational use is a priority. The analysis of the use of forest resources in poorly forested regions (based upon the example of the Central Black Soil Region) will further contribute much to the formation of priority areas to conserve their resources and environmental component with the particular value for the country and for the regions both.

Relevance. Small and medium-sized enterprises play a significant economic and social role in the development of the regional economy. In the case of real state support, prerequisites are created for the growth of business activity of small and medium-sized businesses. All the above circumstances actualize the topic of scientific publication.
The purpose of the study is to assess the achieved results of state support for small and medium-sized enterprises, which will serve as a basis for the formation of promising areas for improving the mechanism of this support.
Objectives: to evaluate the results of the achieved results of state support for small and medium-sized enterprises in the subject of the Russian Federation; to differentiate and correlate the types of state support for small and medium-sized businesses to organizations that form the infrastructure of this support; to identify promising areas for improving the mechanism of state support for small and medium-sized enterprises in the subject of the Russian Federation.
Methodology. The research used general scientific methods of analysis and synthesis; specific methods: monographic, abstract-logical and content analysis, methods of socio-economic forecasting and program-target planning.
Results. The authors evaluated the results of state support for small and medium-sized enterprises in the subject of the Russian Federation. According to the results of the assessment, an increase in interest on the part of the state in supporting the development of small and medium-sized enterprises has been established, which is expressed both in quantitative and qualitative terms. The authors differentiated and correlated the existing types of support to organizations that form the support infrastructure for small and medium-sized business entities in the selected subject of the Russian Federation.
Conclusions. There is an increase in interest on the part of the state in supporting the development of small and medium-sized enterprises, which gives grounds to continue working in this direction. A promising area of support for the development of small and medium-sized businesses should be the creation of regional models of the university of entrepreneurs, which will allow implementing an educational component into the current mechanism of state support that can form business competencies for future technological entrepreneurs.

Relevance. The cybersecurity of information systems and services is becoming one of the important criteria for the quality of services and production of goods in modern society, just like the stability and speed of data transfer. Developers of software products and applications are concerned about the increase in the number of attacks on their systems, the increase in the theft of information and assets. The confrontation between Russia and NATO countries has intensified the growth of geopolitical threats and hacker intrusions into the information system of Russia with the aim of destabilizing and deactivating it. At the same time, Rostelecom-Solar noted that hackers are especially attracted to the critical infrastructure of the Russian economy.
The purpose of the study was to evaluate modern technologies for protecting digital services used by companies and to identify new approaches to strengthening security systems.
Objectives. The following tasks were set and consistently solved in the article: to assess the current trends in the transformation of information systems, as well as objects of critical information infrastructure in the light of the increasing attacks of hackers; propose a new approach to solving cybersecurity problems.
Methodology. The methods of graphical, horizontal and logical analysis, generalization and systematization of data were used in the work.
Results. Based on a general review of technologies for protecting critical infrastructure, both from the side of the state and from the side of business, it was concluded that it is necessary to form a triad of visibility of vulnerabilities.
Conclusions. The article considers the directions of restructuring the entire cyber industry and the formation of a new vector for the development of the digital world in the context of changing geopolitical confrontations between developed powers. It is concluded that it is necessary to change the paradigm of the technology market in the direction of transferring all programs to Russian technologies and intensifying their promotion to the EAEU countries, which will allow building a new Eurasian IT market under the guidance of the Russian Federation.

The relevance of assessing the impact of investment activity on the main macroeconomic indicators is due to the fact that in order to improve the quality of life of the population and achieve sustainable development within the framework of the spatial development strategy, the most active attention is paid to directing resources to create favorable conditions for its economic and social development on the territory of a particular subject of the Federation. The achievement of these goals is largely related to the effectiveness of investment activity, the sustainability of regional development and its main macroeconomic indicators depend on its effectiveness.
The purpose of the study is to substantiate the impact of investments on the main economic indicators of the region's development, on its spatial development.
Objectives: to build basic economic and mathematical models describing these relationships in the economy of the Kursk region; to calculate how much a change in investment changes GRP, how investments are related to changes in spatial development and monetary policy; to determine the multiplier of investments and the time lag of their impact on the spatial development of the region.
Methodology. The general scientific methods of analysis and special methods of economic and statistical research were used in the study.
Results: the main interrelations within the framework of Keynesian models of economic theory were obtained; to assess the effectiveness of spatial development, the main macroeconomic indicators characterizing the economic and social development of the Kursk region were considered.
Conclusions: the activity of investment activity increases the efficiency of the regional economy, investments give a systemic effect on the development of all branches of the regional economy, and not only those enterprises in which investment projects are implemented. At the same time, the effect has a time lag, which is 2 years for the economy of the Kursk region.

Relevance. The modern economy requires a constant increase in the competitiveness of economic entities by reducing uncertainty and minimizing possible risks. As a result, the trading business should be a well-coordinated mechanism aimed at effective management. One of the criteria for effective management is the implementation of competent sales accounting, for the automation of which there are a number of information systems.
The purpose of the study is to identify promising aspects of the implementation of information systems aimed at automating the accounting of the sales (sales) process in retail trade.
Objectives: a brief overview of information systems as separate specialized programs used to manage sales in retail; development of recommendations for the implementation of software products in non-automated outlets; presentation of the results of automation of business processes through the introduction of information systems.
Methodology. In this study, methods of comparative analysis, synthesis, generalization, economic and statistical, as well as graphical methods of information processing were used.
Results. The study made it possible to identify promising aspects of the implementation of information systems to automate the accounting of the sales (sales) process in retail trade. The list of relevant information systems of the studied notional area is demonstrated. Recommendations were developed for the implementation of information systems that implement the accounting of retail sales to non-automated outlets. Also, in the course of the work, prospects for the implementation of information ERP systems, in particular, individually configured, taking into account the specifics and features of the company's business processes, were identified. The calculation of the economic efficiency of a pharmacy institution that implements retail trade through the introduction of an information system is presented, as a result of which the importance of automating the accounting of the sales (sales) process is emphasized.
Conclusions. Outdated technologies in enterprises significantly complicate the digital transformation of business, despite the variety of ready-made information systems in the subject area under study. The introduction of such systems requires a significant restructuring of organizational changes, business processes, including the adaptation of the accounting system.

Relevance. The article presents a statistical analysis between gross regional products and investments in fixed capital for the Orel, Kursk, Bryansk, Voronezh, Belgorod, Tambov and Lipetsk regions of the Russian Federation. Animation effects and acceleration effects are calculated with a yearly time lag. The gradation of areas was carried out according to the importance of accelerators and multipliers
The purpose Investigation the statistical significance of the acceleration and multiplier approaches to the interaction between investment and GRP in seven regions of the Central Federal District.
Objectives: calculate the Fisher index for 1995-2020; carry out a correlation analysis for the "long" time range; determine the statistical significance of the acceleration and multiplication hypotheses.
Methodology. The article was prepared within the framework of the Keynesian macroeconomic paradigm, taking into account the temporary annual lag.
Results. The statistical significance of the correlation analysis is greatest in the absence of any assumptions about the presence of a time lag in the effects of determining exogenous and endogenous parameters.
Conclusions. In the Russian Federation, the regions of the Central Federal District, the Voronezh and Tambov regions, there is a stable multiplier effect of the direct impact of investments on economic growth. The highest degree of determination is observed in larger regions and agglomerations, including at the expense of the city of Moscow. Assuming the presence of a time lag, the multiplier effect in all analyzed subjects decreases, but remains statistically significant. This conclusion is somewhat different from the results obtained earlier on the data of a shorter time series. The effect of acceleration over the analyzed period, from 1999 to 2020, was observed to the greatest extent in the Kursk and Lipetsk regions.

Relevance. The article is devoted to the study of global legal and illegal private structures. The relevance of this research is due to the global structural crisis, the need for scientific ways to resolve the accumulated contradictions within the framework of the functioning of the global liberal paradigm, which at the current stage of development is characterized by a general criminalization of the economy, mutual integration of private and public structures, as a result, degradation of the institution of the state with the subsequent formation of a global pyramid of private power.
The purpose of the study is to identify trends in the formation of a single private transnational network structure.
Objectives. This goal is achieved by performing the following tasks: identifying trends in internationalization and transnationalization of private structures, and the relationship between private and public structures on a global scale by strengthening socio-economic interaction, including through the organization of large-scale financial flows, revealing the synthesis of shadow and legal financial sectors of the global economy, analyzing the impact of legal and illegal activities the impact of private multinational companies on the global economy, studying the specifics of criminalization of the global economy in general and the financial sector in particular in the context of the global structural crisis.
Methodology. The implementation of these tasks is carried out using such research methods as system analysis, synthesis, generalization, interpretation of results. In the course of the study, empirical and statistical data, scientific papers, reports of relevant ministries and departments in the field under consideration were systematized, the interpretation of the analysis of global socio-economic processes in the form of a flowchart was implemented.
The results of the conducted research are modeling of the emerging global supranational structure.
Conclusions. The tendencies of the formation of a private transnational network structure, which includes both legal (transnational banks) and illegal (transnational criminal associations) private structures, are determined. These trends can be traced at various levels of socio-economic interaction, including financial, of these structures.

Relevance. Ensuring sustainable development is one of the priority and urgent issues of our time, because in modern socio-economic and geopolitical conditions, economic entities cannot formulate and approve long-term development strategies: the introduction and application of digital and production technologies, the development of information systems, e-commerce platforms lead to a rapid change in the conditions of economic, production and economic activity. In this aspect, the issues of assessing the risks of sustainable development, including climatic and environmental ones, in which absolutely all participants of the economy are involved, also remain relevant.
The purpose of the study is to identify current trends in the development and functioning of green insurance in the aspect of ensuring sustainable development.
Objectives: to define the goals, objectives and principles of insurance in the context of ensuring sustainable development, to highlight the aspects and components of sustainable development, the place and role of green insurance in achieving the goals of the financial component of sustainable development, to identify constraints to the development of green insurance in the Russian Federation.
Methodology. In the course of the research, general scientific methods were used: scientific abstraction, analysis and synthesis, generalization of scientific practice, deduction, induction.
Results. The conducted research made it possible to form and highlight the following scientific results: to determine the prerequisites and identify the importance of green insurance in the aspect of ensuring sustainable development;to highlight the aspects and components of sustainable development; to identify the constraining factors of the development of green insurance in the Russian Federation.
Conclusions. Green insurance is one of the most important components of the financial component of ensuring sustainable development. Today we are witnessing only the formation of the sphere of green insurance, since the necessary principles and conditions are being introduced into the activities of economic entities. To scale this industry, it is necessary to change people's worldview, attitude to the environment, awareness of the importance of caring for the environment and everyone's responsibility for the ecological footprint they leave, the consequences of making a decision by each of us. 

Relevance. The emergence of self-employment in the economic system of Russia undoubtedly has a significant role, as evidenced by the experiment of 2019. This experiment on the introduction of a tax on professional income has acquired special significance, showing a high increase in the number of taxpayers. The expansion of formal employment contributes to the development of entrepreneurship of small and medium-sized business entities, which in general gives impetus to the acceleration of socio-economic development of the regions of Russia. The relevance of the chosen topic is due to the fact that everyone should fully know their own capabilities and rights to use resources as a source of profit. Thus, the article analyzes the process of forming the legal status of a self-employed citizen.
The purpose of this work is to assess the issue of students acquiring self-employed status.
Objectives: based on the analysis of psychological and pedagogical literature, to consider the concept of "selfemployed"; to reveal the advantages and disadvantages, privileges and opportunities of this status for students; to identify the essence and highlight the main distinctive components; to reveal the activities of self-employed students; to analyze the statistical data of the subjects of the Russian Federation.
Methodology. In the process of studying the issue of acquiring the status of self-employed, methods of logical, comparative, statistical analysis, classification, generalization, theoretical analysis of scientific and methodological literature, economic and statistical methods were used.
The results of the study show that the growth of the self-employed does not decrease the pace. Although the status of self-employed has a large number of positive characteristics for students, however, many young people are not fully informed about the new tax regime.
The conclusion based on the results of the study indicates that currently self-employment provides ample opportunities for those who want to try their hand at entrepreneurship. This is a great way to successfully monetize unique abilities, hobbies, invaluable experience and favorite hobbies.

Relevance. Well-being is often used in modern socio-economic research as one of the main categories. One of the criteria of well–being is lending, which is an important part of the life of the population and has a great impact on the development of society in general and the individual in particular. The study of lending and its impact on human well-being contributes to the creation of a holistic image of the socio-economic situation of the population.
The purpose is to determine the impact of lending on the well-being of the population, as well as the subjective assessment of loans by the population, expressed in relation to credit products.
Objectives: assess the place of lending in the category of well-being of the population; consider the loan from a social point of view; to determine the ratio of respondents using / not using credit; to study respondents' ideas about the essence of loans; to assess the attitude of the population to loans; to determine the impact of loans on the emotional state of a person; to determine the impact of loans on the situation in the country.
Methodology. The structural and functional approach within the framework of the systemic picture of the world was used as the methodological basis of the study. The authors also applied general scientific methods: analysis, comparison, generalization. In addition, methods of correlation and variance analysis were applied.
Results. The main results are defined as follows: within the framework of this article, an empirical study was conducted, on the basis of which the importance of lending for the well-being of the individual and the region was determined; the respondents' attitude to credit products and the frequency of their access to them were assessed.
Conclusions. The paper characterizes the importance of lending for both the individual and the economic system. The results of the study allowed us to conclude that more than half of the respondents are neutral about loans; also, about half of the respondents turn to them. The subjective assessment of the impact of loans on the well– being of the individual is high, on the well-being of the region is low. In addition, most of the respondents associate loans with something positive.

Relevance. In modern society, loneliness is facing society as one of the urgent problems. This is not just a complex phenomenon in the life of an individual, it also has a huge social significance that requires in-depth analysis by sociology and philosophy. The development of high technologies and artificial intelligence has made people more isolated from each other, and often virtual communication completely replaces interpersonal communication in real life. This leads to the emergence of the problem of virtual communication, which, in turn, has an ambiguous effect on the problems of loneliness in each individual.
The purpose is the study of the phenomenon of loneliness in the transforming social conditions of modern society.
Objectives: To determine the essence of loneliness in modern society; to determine the types of loneliness and the social conditions of their formation in modern society; to analyze the social factors of loneliness in the modern world.
Methodology. . The research was conducted on the basis of a systematic approach within the framework of structural functionalism using universal scientific methods such as analysis, synthesis and generalization.
Results. The main results are presented as follows: within the framework of this article, a study was conducted with the help of which we typologized the types of loneliness and characterized the main causes of loneliness.
Conclusions. Using a sociological survey, we determined that the main socio-demographic factors influencing feelings are age, level of education and population density. Also, urbanization and dependence on social networks have a strong impact on loneliness.

Relevance. One of the global problems of our time is environmental pollution. The problem of filling huge territories with plastic waste is becoming more acute every year. The main reason for this is the inability to process the entire volume of plastic formed as a result of the vital activity of the population. The problem can be mitigated by reducing the amount of plastic consumption in a person's daily life and organizing the practice of separate collection of plastic, which will still be used by the population.
The purpose is to research and develop one of the options for nature–saving practice on the territory of Southwestern State University.
Objectives: to study the respondents' readiness to improve the plastic waste management system; to identify the main problems associated with the formation of an effective plastic management system; to develop one of the options for nature-saving practices.
Methodology. Theoretical-methodological, structural-functional and sociological analysis of studying the issue of improving the plastic waste management system were used to solve the tasks.
Results: the main problems of the formation of the plastic waste management system are identified; the readiness of employees and students of the university to improve the plastic waste management system is analyzed; the option of installing an apparatus for receiving plastic as a nature-saving practice on the territory of a higher educational institution is proposed.
Conclusions. The implementation of nature-saving practices on the territory of a higher educational institution is a way to solve the growing conflicts in the socio-ecological sphere. The formation of a sustainable and efficient plastic waste management system will contribute to ensuring the environmental safety of the territory. According to the results of the conducted sociological research, the main problems of forming an effective plastic waste management system are insufficient or incorrect location of plastic collection/reception sites, weak popularization of separate waste collection, as well as insufficient motivation to carry out.

Relevance. The authors of the article make an attempt to fill a gap in the study of Simone de Beauvoir's work, associated with a weak study and analysis of the feminist theory of the French thinker. The study of the concept of friendship and trust as an implicit part of it seems necessary to deepen the understanding of its theory.
In the feminist theory of Simone de Beauvoir, friendship is seen as an authentic phenomenon that allows you to penetrate into your own essence, as well as to realize its vulnerability.
The purpose of the article is a phenomenological analysis of the concept of “authenticity of friendship” by Simone de Beauvoir as an epistemological study of trust in others.
Objectives include the following: to determine the content component of the concepts of “friendship”, “authenticity of friendship” in the feminist theory of Simone de Beauvoir; to study the criteria for the concept of “authenticity of friendship” by Simone de Beauvoir at a philosophical level; to reveal the connection between the “authenticity” of friendship and trust in another.
Methodology. The process of considering the concept of “authenticity of friendship”, introduced by Simone de Beauvoir, involves the use of the following approaches: hermeneutic (J. Habermas and others) to reveal the communication system in the structure of friendship between two individuals; phenomenological (E. Husserl, O. Fink, J.-P. Sartre, J. Habermas and others) for the interpretation of the theoretical material of Simone de Beauvoir.
Results. In the process of research, we tried to explain the concept of “authenticity of friendship” in the feminist theory of the French thinker, as well as the influence of freedom and the place of trust in the concept under consideration from a phenomenological position. The authenticity of friendship involves certain conditions that call for an ethic of freedom and, directly, trust in the chosen position of the other.
Conclusions. The attempt to consider the influence of external factors on the authenticity of friendship emphasizes the vulnerability within relationships between individuals and at the same time notes the potential that allows us to comprehend the value and significance of events on the social and psychological background of the subjects of friendship.

Relevance. This article examines the multifaceted influence of a cinematic work on the real life of the viewer. It is impossible to imagine your leisure time without watching any movie or TV series today. Our research focuses on the fact that the whole cinema is not only entertainment, it has a serious impact on the human psyche.
At the time of such leisure, a person acquires certain value orientations, social attitudes and interests are formed, life plans and behaviors are constructed.
The purpose is to assess the degree of influence of film serials on mass consciousness in modern society.
Objectives: to analyze a modern multi-part cinematic work from the point of view of the formation of moral values among the younger generation; to characterize the phenomenon of a film series as a multi-part cinematic work; to characterize the phenomenon of the film series as an element of mass culture; to assess the influence of mass culture on the viewer's consciousness; to consider the phenomenon of a television series as a means of psychological influence on the recipient, and to determine the psychological mechanisms used by the communicator.
Methodology. In the process of working on the study, mainly structural-diachronic, historical-biographical, hermeneutic methods, and the method of system analysis were used.
Results. The results they can be used in the course of the educational process when considering issues in various courses on anthropology, philosophy of history, philosophy of culture, etc.
Conclusions. In the course of the study , the following conclusions were made: watching multi-part cinematic works gives young people an idea of certain types of human behavior in society; a multi-part cinematic work or a multi-part film, we can say that this type of spectacle became the basis for the creation of a film series, its predecessor, which is why now the series is defined through the concept of a TV movie; a television series is one of the means of psychological influence through the techniques of compensatrony, identity, adaptation and counter-adaptation.

Relevance. The article notes that usury can pose a threat not only to public morality, but also to state security. Meanwhile, in Russia, interest-bearing lending has become a significant part of banking activity, and loans are often imposed on citizens. This article is devoted to the norms of bank lending, which are studied in the context of religious cultures.
Purpose. Due to the fact that the phenomena of social and economic life are especially useful in accordance with the norms of culture, it is proposed to explore such ways of development of the banking sector of the economy, in which they would be consistent with the principles of traditional culture, which are expressed in world religions, primarily Christianity and Islam.
The objectives of the article correlate with its purpose and suggest identifying ways to eliminate usury and replace it with more effective means of developing banking business.
Methodology. The methodological basis of this article is the dialectical unity of induction and deduction, analysis and synthesis. The comparative method is also used.
Results. It is emphasized that usury is considered a serious sin in both Christianity and Islam. Using the example of the banking system in Iran, the article suggests mechanisms for bringing the principles of lending to business projects in accordance with ethical and religious canons. In a sense, these canons correspond to the principles of the socialist economy and are consistent with the norms of the welfare state.
Conclusions. The main idea of the article is that banks abandon usurious activities and invest capital in projects, from the net profit of which they also have a certain income. In this case, the bank itself is interested in the success of the business in which it invests funds. Accordingly, with this approach, the level of risks is significantly reduced and doing business acquires real partnership foundations. 

Relevance. The philosophy of Industry 4.0 today dictates the complete transfer of many business areas to the online environment, which has been successfully demonstrated by transformational changes in such areas as trade, communications, finance, education, public service, etc. The digital model of the national economy built on this basis is constantly being transformed and requires monitoring of the processes taking place in the information environment. It can be noted that today the world economy has reached a certain point of no return in its development, from which it is no longer possible to turn production processes from a digital model back to a traditional or analog one.
The purpose of the study was to assess current trends in the digitalization of the banking sector in the face of growing competition.
Objectives: to assess the current state and level of development of banking in the current socio-political conditions; to systematically present the main technological solutions that are actively implemented in banking; to highlight the key advantages of banking; to outline the horizon of banking participation in the online space.
Methodology. The methods of generalization, systematization, analogy, graphical and logical analysis, idea generation were used in the work.
Results. Based on a systematic vision of digitalization processes in the banking sector over the past 20 years, an analysis of the level of development of the leader of the banking business Sberbank in the world ranking, a conclusion was made about the need for further investment in technology development.
Conclusions. The article discusses the directions for the future development of banking in the domestic banking sector and draws conclusions about the further development of technologies in the context of the increasing activation of generation Z in the socio-economic life of society

Relevance. The formation of human resources, reduction of unemployment, employment of graduates of professional institutions are priority tasks of both the Russian Federation and foreign countries. Human resource potential plays one of the main roles in ensuring the welfare and economic growth of the state. A direct participant in the process of "creating" a promising specialist is a professional educational institution, where the modern educational trajectory provides for the formation of competitive personalities. Given the rapid growth rates of the economy in different regions, the real business sector needs qualified personnel, where the modern foreign labor market imposes its own requirements for skills and competencies, taking this into account, universities use tools for the effective participation of graduates in competitive market relations.
The purpose is to consider foreign models of promoting the employment of graduates, to study the tools of integration of universities and enterprises in the field of employment.
Objectives: to analyze the means and methods implemented by foreign countries in the process of integrating the labor market and the institute of education. To formulate the main aspects of the implementation of foreign models to promote the employment of graduates.
Methodology. In this work, the following research methods were used: analysis, synthesis, generalization and logical methods of information processing.
Results. The main aspects of the implementation of foreign models of facilitating the employment of graduates are formulated, an analysis of the means and methods implemented by foreign states in the process of integrating the labor market and the institution of education is carried out. In addition, methods are proposed to improve planning and coordination of actions related to labor potential in the youth labor market.
Conclusions. In the framework of cooperation between universities and enterprises in the field of employment of graduates in a number of foreign countries, an insufficient number of means and methods are used. For more effective interaction between the parties, a set of measures has been presented that will help improve the situation on the youth labor market.

Relevance. With the rapid industrialization and continuous socio-economic progress of Russia, the spatial distribution of rural settlements is undergoing significant changes. The globalization of the economy, regional differences, changes in agriculture and the characteristics of villages, as well as the sustainable recovery of rural social economy are becoming important areas of research around the world.
The purpose of the study is to search for opportunities for the development of rural settlements in the Tambov region based on their spatial distribution.
Objectives: analysis of the density of rural settlements and population density; calculation of the average nearest neighbor ratio for each district and the Tambov region as a whole; formation of measures for the economic development of rural settlements of the Tambov region.
The methodology of the study includes an analysis of the density of rural settlements and population density, determining the type of distribution of rural settlements in the Tambov region through the calculation of the average distance index to the nearest neighbor.
Results. A combined grouping of village councils of the Tambov region was carried out according to the density of rural settlements and population density. The vast majority of rural councils belong to the group with an average density of settlements and a low population density (143 units), as well as to the group with two low indicators (69 units). For rural settlements of the Tambov region, the average ratio of nearest neighbors (R) was 0,733, which indicates a clustered type of distribution of settlements in the region.
Conclusions. Based on the type of distribution of rural settlements in the Tambov region, the author proposed a model of a territorial production complex (TPC). The model was developed taking into account the categories of the population living in rural areas of the Tambov region. This model is based on a group of manufacturing enterprises, often farms, which are the foundation of the TPC.